Last Updated: April 2026
Welcome to YDB Investments. By accessing our website and using our services, you agree to be bound by these Terms & Conditions. Please read them carefully.
By using this website or applying for financing through YDB Investments, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions and our Privacy Policy.
YDB Investments provides business financing solutions, including but not limited to:
All financing is subject to credit approval and our underwriting criteria. We reserve the right to decline any application at our sole discretion.
To apply for financing, you must:
All information provided in your application must be accurate and complete. Providing false or misleading information may result in immediate rejection of your application and may constitute fraud.
Submission of an application does not guarantee approval or funding. We review each application individually based on our underwriting criteria.
If you opt in to receive text messages from YDB Investments, the following terms apply:
By providing your mobile phone number and opting in, you consent to receive recurring marketing and promotional SMS/MMS messages from YDB Investments sent using an automated telephone dialing system (ATDS). Messages may include offers, updates, and information about our financial products and services.
Message frequency varies. You may receive up to 4 messages per month. Message and data rates may apply based on your carrier's plan. We do not charge for messages, but your carrier may.
You may opt out of receiving text messages at any time by replying STOP to any message. You will receive a confirmation message upon opt-out.
For assistance, reply HELP to any message or contact us at info@ydb-investments.com.
Consent to receive text messages is NOT a condition of purchase or of receiving financing services from YDB Investments.
Compatible carriers include AT&T, T-Mobile, Verizon, Sprint, and other major carriers. Carrier support is not guaranteed for all carriers.
Pricing for our financing products varies based on loan amount, term, business profile, and creditworthiness. All fees and rates will be clearly disclosed before you accept any financing offer.
We do not charge application fees. However, certain third-party fees (such as appraisal fees for real estate financing) may apply and will be disclosed in advance.
Repayment terms are outlined in your specific loan agreement. Terms may include:
Failure to make timely payments may result in late fees, damage to your credit, and potential legal action.
All content on this website, including text, graphics, logos, and software, is the property of YDB Investments and is protected by copyright and trademark laws. You may not reproduce, distribute, or create derivative works without our express written permission.
YDB Investments shall not be liable for any indirect, incidental, special, or consequential damages arising out of or in connection with your use of our website or services, including but not limited to lost profits, business interruption, or loss of data.
Our total liability to you for any claims arising from your use of our services shall not exceed the amount of fees you have paid to us in the 12 months preceding the claim.
You agree to indemnify and hold harmless YDB Investments, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of our services or violation of these Terms & Conditions.
These Terms & Conditions shall be governed by and construed in accordance with the laws of the State of Georgia, without regard to its conflict of law provisions.
Any disputes arising from these Terms & Conditions or your use of our services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association, conducted in Cumming, Georgia.
We reserve the right to modify these Terms & Conditions at any time. Changes will be effective immediately upon posting to this website. Your continued use of our services after changes are posted constitutes acceptance of the revised terms.
If any provision of these Terms & Conditions is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.
These Terms & Conditions, together with our Privacy Policy and any loan agreements you enter into, constitute the entire agreement between you and YDB Investments regarding your use of our services.
If you have questions about these Terms & Conditions, please contact us at:
YDB Investments
6120 Tanglewood Cir
Cumming, GA 30041
Email: info@ydb-investments.com